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Representative Finance Example

Representative Example - Personal Contract Purchase
48 Payments of
£299
Optional Final Payment
£13,972.50
Cash Price
£30,495.00
Deposit
£8,512.89
Total Term
49
Total Credit
£21,982.11
Total Payable
£36,837.39
Fixed Rate of Interest (annum)
4.61%
Representative
8.9% APR
Excess Mileage (pence per mile)
9p
Annual Mileage
8,000

KGM TORRES ESTATE

Personal Contract Purchase (PCP) with £1,000 Deposit Contribution
OTR Price £32,645
KGM TORRES ESTATE at Fred Henderson Ltd Durham
x 1
Gearbox:
Automatic
Fuel Type:
Petrol
Engine Size:
1.5L
CO2:
194 g/km
Standard Tax:
£190.00
Monthly from £320 | Deposit £8,932 | APR Representative 7.9%

KGM TORRES ESTATE

Hire Purchase (HP) with £1,000 Deposit Contribution
OTR Price £32,645
KGM TORRES ESTATE at Fred Henderson Ltd Durham
x 1
Gearbox:
Automatic
Fuel Type:
Petrol
Engine Size:
1.5L
CO2:
194 g/km
Standard Tax:
£190.00
Monthly from £385 | Deposit £12,505 | APR Representative 7.9%
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Fred Henderson Limited is an Appointed Representative of Automotive Compliance Ltd, who is authorised and regulated by the Financial Conduct Authority (FCA No 497010). Automotive Compliance Ltd permissions as a Principal Firm allows Fred Henderson Limited to act as a credit broker, not as a lender, for the introduction to a limited number of lenders and to act as an agent on behalf of the insurer for insurance distribution activities only.

We are a credit broker and not a lender. We can introduce you to a limited number of lenders and their finance products. We are not an independent financial advisor and we act as their agent for this introduction. We may advise you on the products, subject to your personal circumstances, though you are not obliged to take our advice or recommendation. We do not charge you a fee for our services. Whichever lender we introduce you to, we will typically receive commission from them (either a fixed fee or a fixed percentage of the amount you borrow). For your reassurance, all of the lenders we work with could pay commission at different rates, but the commission we receive does not influence the interest rate you will pay. Our aim is to secure finance for you at the lowest interest rate you are eligible for from our panel of lenders. If you ask us what the amount of commission is, we will tell you in good time before the Finance agreement is executed. All finance applications are subject to status, terms and conditions apply, UK residents only, 18 or over. Guarantees may be required.

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VAT Number - 179030953 | Company Number - 03694250 | FCA Number - 788355

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